Bridge Finance

Bridge Finance

Fast, Flexible Funding for Time-Sensitive Property Transactions

At Brisk Loan, we specialize in providing swift and adaptable bridge financing solutions tailored for property investors, developers, and business owners. Whether you’re aiming to secure a new acquisition, refinance an existing asset, or unlock capital for your next venture, our bridge loans are designed to help you move forward without delay.

Our Lending Process

what we offer

Why Choose Brisk Loan for Bridge Finance?

Bridging the Gap with Speed, Clarity & Expertise

When time is tight and opportunity is knocking, you need a funding partner who doesn’t just understand urgency — but delivers on it. At Brisk Loan, we make bridge financing simple, efficient, and built around your needs. Here’s why property professionals across the UK choose us when it matters most:

What is Bridge Finance?

Short-Term Property Finance for Fast-Moving Situations

Bridge finance — also known as a bridging loan — is a short-term loan secured against property, designed to provide immediate capital when traditional funding can’t move fast enough. It’s typically used to “bridge the gap” between a pressing financial need and a longer-term solution like a mortgage, property sale, or refinance.

 

Auction Purchases

Buying property at auction? You’ll usually need to complete the purchase within 28 days. A bridging loan gives you access to funds quickly — often within days — so you can meet deadlines with confidence while arranging your longer-term finance in the background.

Chain Breaks

If your property sale falls through but you're still committed to a purchase, a bridging loan can save the deal. It fills the gap in funding, helping you move forward while you re-list or resolve the chain.

Refinancing Delays

When switching lenders or waiting on long-term finance, delays can stall your plans. Bridging finance provides short-term capital to cover any gaps, keeping your cash flow intact and your project on schedule.

Capital Release

Need fast access to cash tied up in property? A bridging loan lets you unlock equity without selling — perfect for funding refurbishments, investing in a new opportunity, or supporting your business.

Property Development or Refurbishment

If you’ve got a project that’s not yet eligible for standard mortgage finance — such as a property in need of major works — bridge finance gives you the flexibility to fund the renovation before refinancing at a later stage.

Land or Unmortgageable Property Purchases

High-street lenders often shy away from land, uninhabitable buildings, or unusual property types. Bridge finance can step in to fund these purchases quickly, giving you time to add value or secure a longer-term facility once the asset is more suitable for mainstream finance.

Brisk Loan provides expert business and financial consulting services, ensuring strategic growth and success for our clients.

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